The Cost of Procrastination Free Retirement Guide It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure." First Name Last Name Email Address Thank you! Oops! Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents No Cash, No Checks, No Problem Peer-to-peer payment apps are one of the newest ways to send money. Pay Yourself First It sounds simple, but paying yourself first can really pay off. Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit.